ABOUT YOUR POLICY
INTERNATIONAL SALES
WHAT EXPENCES ARE COVERED?
Major medical
expenses, expenses of hospitalization, therapeutic honoraries of doctors and
nurses, honoraries and procedures, treatments of x-ray and chemotherapy,
analysis of laboratory and medicines within the hospital, complications of the
pregnancy, rent of orthopedic apparatuses and prosthesis, service of
terrestrial ambulance.
WHAT EXPENCES ARE NOT COVERED?
Preexisting
diseases, they will be covered until after two years, spectacles, additives
apparatuses and similar, dental, Check up, injuries caused by fight, treatments
of obesity, drug addiction and during the first year of use, does not cover
litrotipcia.
WHAT TO DO IN CASE
OF AN EMERGENCY?
Call AXA CALLCENTER at 01800 001
8700 an report your case. Choose one of the network hospital closest to you.
At your arrival to the hospital, present your AXA card, by using
hospitals within the medical network you avoid paying co-insurance.
Withing an hour from your hospitalization, they will inform you if your
illness is covered by your insurance.
PROGRAMMED SURGERY
A very important
benefit to avoid misfortunes in case of surgery is to program your surgery. All
you have to do is to deliver n our offices or the modules of the hospitals the
medical report, warning of wreck or disease and excellent information of your
suffering, as well as medical results of all practiced examinations, x-rays,
studies etc., you will receive the answer if your suffering is covered with
your insurance, AXA would give the previous authorization to you for the
attention.
DIRECT PAYMENT
In case of covered
medical attention that requires at least a day of hospitalization in hospitals
and doctors of network, you have the benefit of which you only paid deductible
and the expenses non-covered (telephone, restaurant, etc.).
PAYMENT VIA REINBURSEMENT
Fill out the forms of illness advisory and medical brief
that can be requested to us or directly in the hospitals. Request that the
medical bills that include tax to be with the name of AXA SEGUROS. Deliver the
forms, bills, medical exams, etc. to the AXA office closest to you and you will
get the reimbursement for your expense.
